Rideshare

Innovative solutions for rideshare businesses

Lines of business*
  • Automobile liability
  • Physical damage
  • General liability
Liability coverage/limits*
  • Up to $1MM CSL
  • Higher limits available at the underwriter’s discretion
Physical damage*
  • Minimum $500 deductible for comprehensive and collision coverages
  • Minimum stated value of $3,000
  • Units older than 10 years require underwriting approval. A current mechanic’s statement and photograph may be required at the underwriter’s discretion.
Vehicles*
  • Sedans and minivans with capacity up to 7 passengers, excluding the driver
Eligible operations*
  • For-hire and on-demand Transportation Network Companies (TNC) and other gig economy operations leveraging a digital network or software application used for delivering people and things
  • Demand-response units with less than 24-hour prearranged pickup reservations
Ineligible operations*
  • Gypsy cabs
  • New venture corporations, unless there is previous insurance history which is favorable and that can be substantiated


To obtain more information about rideshare business insurance with AGMI or to get more specific detail about the information outlined above, please fill out the form below.

*Eligibility of individual risks and availability of insurance services is ultimately determined by AGMI underwriting. You should consult the actual insurance policy or your broker for details regarding policy terms, conditions, coverage, exclusions, products, services, and programs which may be available to you. Your eligibility for particular products and services is subject to meeting underwriting qualifications and final acceptance by the insurance company providing such products or services.