Innovative solutions for paratransit businesses

Lines of business*

Automobile liability
Physical damage
General liability

Liability coverage/limits*

Up to $1MM CSL
Higher limits available at the underwriter’s discretion

Physical damage*

Minimum $1,000 deductible for comprehensive and collision coverages
Minimum stated value of $10,000
Stated values greater than $100,000 must be accompanied by independent appraisal or build specifications
Units older than 10 years require underwriting approval. A current mechanic’s statement and photograph may be required at the underwriter’s discretion.

Vehicles*

Referral required for seating capacity greater than 8
Units may be equipped with wheelchair ramps or lifts
Vehicles must have proper tie-downs for wheelchairs while in transport
Vehicles must display written procedures for loading and unloading passengers in wheelchairs
Surcharges may apply for vehicles with wheelchair access

Eligible operations*

For-hire transportation of patients on a contract or demand-response basis
Medicars and ambulettes
Vehicles owned and operated by social service organizations or medical facilities used to transport their clients/patients
Eligibility for rating under this classification requires a minimum of 100% of revenue from these types of operations. Contracts and/or financials may be requested for verification.
Insured must conform to all laws regarding having matrons/aides on vehicle
Patients must be belted in and strapped securely

Ineligible operations*

Ambulances or emergency vehicles equipped with lights and sirens
Risks that provide any medical, paramedical, or first aid service
Risks that transport oxygen
New ventures

To obtain more information about paratransit insurance with AGMI or to get more specific detail about the information outlined above, please fill out the form below.

*Eligibility of individual risks and availability of insurance services is ultimately determined by AGMI underwriting. You should consult the actual insurance policy or your broker for details regarding policy terms, conditions, coverage, exclusions, products, services, and programs which may be available to you. Your eligibility for particular products and services is subject to meeting underwriting qualifications and final acceptance by the insurance company providing such products or services.

953 American Lane, 3rd Floor, Schaumburg, IL 60173

+1 800.897.2551

info@AGMIinsurance.com

Information and statements on this website regarding insurance coverage available through AGMI are for general description purposes only. You should consult the actual insurance policy or your broker for details regarding policy terms, conditions, coverage, exclusions, products, services, and programs which may be available to you. Your eligibility for particular products and services is subject to meeting underwriting qualifications and final acceptance by the insurance company providing such products or services.

Anchor Group Management Inc. doing business in California, Illinois, New Hampshire, and Oklahoma as Anchor Management & Insurance Services and in West Virginia as Anchor Management & Insurance Services Inc.